What Do Adjusted Earnings Leave Out of the Story?
How non-GAAP earnings work, why the SEC allows them, and which adjustments in the reconciliation table deserve the most skepticism.
Finance, Crypto & Investments
The latest finance, crypto & investments journalism from the publications of the VUGA Enterprises Network — refreshed around the clock. Every headline opens the full story at its source.
Page 5 of 7 · Updated 10 Oct 2026, 06:23 UTC
What is a seed phrase, and why does it matter?
A seed phrase is the 12- or 24-word master key to a crypto wallet. Here is what it does, how to store it safely, and how scammers try to steal it.
What Dollar-Cost Averaging Means and How It Works
Dollar-cost averaging invests a fixed amount on a fixed schedule, lowering average entry cost relative to average price. Here is how the mechanics, criticisms, and tax interactions work.
What the 2024 Halving Means for Miner Revenue, According to Network Data
125 BTC. Network data show how miners absorbed the revenue shock and what to watch next.
What does out-of-sample mean in a forecasting paper?
Out-of-sample scoring withholds data from every stage of fitting. Here is how the split is done, why it is still overstated, and what it can never establish.
How to build an emergency fund on a tight budget
Start an emergency fund with as little as $25 a month. A step-by-step guide to milestones, account choice, and balancing saving against debt, with sourced figures.
How Chargebacks Work — and What Merchants Can Actually Contest
Chargebacks reverse card sales at the issuer's hand and give merchants a narrow evidence window to fight back. Here is how the process runs and what evidence wins.
Most Active Large-Cap Funds Still Trail the S&P 500
S. large-cap funds underperformed the S&P 500 over 15 years through December 2023, per the SPIVA scorecard — fees and cash drag explain much of the gap.
Why Doesn't the Spot Price Tell the Whole Oil Story?
An explainer of oil futures curves: contango, backwardation, the April 2020 negative print, and how EIA inventory data moves the market.
SEC closes another batch of crypto enforcement cases — what it means for newcomers
The SEC dropped major exchange lawsuits in 2025. Here is what that actually changes for newcomers — and what it does not.
How the Bitcoin Halving Works and What It Changes
125 BTC. A primer on the schedule, mining economics, and why price patterns around it remain contested.
Spot Bitcoin ETFs Passed $100 Billion in Combined Assets in Their First Year, Filings Show
US spot bitcoin ETFs crossed $100 billion in combined net assets in their first year, per filings through November 2024. Here is what the flows show and what remains unknown.
SEC settles its first AI-washing cases for a combined $400,000
Delphia and Global Predictions paid $400,000 combined in March 2024 for overstating machine-learning use. The orders turn on the gap between claimed and deployed models.
Unbanked US households fall to 4.2%, FDIC survey finds — here's why it matters for your savings
2 percent, with fees the most-cited barrier. Here's what that means for choosing an insured account.
How Often Should You Rebalance a Long-Term Portfolio?
Vanguard's 1960–2018 research found annual and 5%-threshold rebalancing performed nearly identically. Here is how to pick a rule and stick to it.
Berkshire's Cash Pile Passed $340 Billion — What the Filing Says
Berkshire Hathaway's cash reserve hit a record in the second quarter of 2025, mostly in Treasury bills; the filing explains composition and limits of the signal.
How to spot a crypto drainer before it takes your wallet
Crypto drainers stole over $1 billion in 2024. Learn the approval mechanism they abuse and the four habits that stop them.
Limit Orders vs. Market Orders: How Each One Actually Fills on a Crypto Exchange
Market orders buy immediacy at the risk of slippage; limit orders buy price discipline at the risk of no fill. Here is how each executes in the order book, with fee mechanics.
What Market-Wide Circuit Breakers Are and How They Work
S. stock trading during severe single-day declines, how the three trigger levels are set, and where the current thresholds came from.
CFPB's Regulation E Gives Banks a 10-to-45-Day Error Clock
11, a financial institution has 10 business days to investigate a disputed electronic transfer, or must provisionally credit the account and take up to 45 days, with the window stretching to 90 days for new accounts, point-of-sale debit disputes, and foreign-initiated transfers.
How S&P 500 Index Additions and Deletions Actually Work
There is no fixed date when stocks rotate into the S&P 500 — a committee decides case by case, and decades of research show the price bump that once followed an addition has largely disappeared.
What FDIC insurance covers, and what it doesn't
Federal deposit insurance protects the money in your bank accounts automatically, up to set limits per ownership category — here's exactly what's covered, what isn't, and how to check before a balance grows past the limit.
How do Ethereum rollups work, and why do they make transactions cheaper?
Rollups process transactions off Ethereum's main chain and post a compressed record back to it, inheriting Ethereum's security while cutting fees — but optimistic and zero-knowledge designs prove that record is honest in very different ways.
How many signals were tested before this one worked?
Multiple testing turns luck into apparent skill. What the correction procedures control, the hurdles the replication literature settled on, and what a corrected t-statistic still cannot tell you.
What Regulation E Requires Banks To Do After an Unauthorized Transfer
Federal rules cap most consumer liability at $50 and give financial institutions a 10-business-day clock to investigate, with narrow exceptions stretching to 45 or 90 days.
The VUGA Enterprises Newsroom aggregates headlines and short excerpts from the newspapers and magazines of the VUGA Enterprises Network. Every headline links to the full story on the publishing site. Part of the VUGA Network.