SEC settles its first AI-washing cases for a combined $400,000
Delphia and Global Predictions paid $400,000 combined in March 2024 for overstating machine-learning use. The orders turn on the gap between claimed and deployed models.
Finance, Crypto & Investments
The latest finance, crypto & investments journalism from the publications of the VUGA Enterprises Network — refreshed around the clock. Every headline opens the full story at its source.
Page 2 of 7 · Updated 19 Sep 2026, 06:23 UTC
Unbanked US households fall to 4.2%, FDIC survey finds — here's why it matters for your savings
2 percent, with fees the most-cited barrier. Here's what that means for choosing an insured account.
How Often Should You Rebalance a Long-Term Portfolio?
Vanguard's 1960–2018 research found annual and 5%-threshold rebalancing performed nearly identically. Here is how to pick a rule and stick to it.
Berkshire's Cash Pile Passed $340 Billion — What the Filing Says
Berkshire Hathaway's cash reserve hit a record in the second quarter of 2025, mostly in Treasury bills; the filing explains composition and limits of the signal.
How to spot a crypto drainer before it takes your wallet
Crypto drainers stole over $1 billion in 2024. Learn the approval mechanism they abuse and the four habits that stop them.
Limit Orders vs. Market Orders: How Each One Actually Fills on a Crypto Exchange
Market orders buy immediacy at the risk of slippage; limit orders buy price discipline at the risk of no fill. Here is how each executes in the order book, with fee mechanics.
What Market-Wide Circuit Breakers Are and How They Work
S. stock trading during severe single-day declines, how the three trigger levels are set, and where the current thresholds came from.
CFPB's Regulation E Gives Banks a 10-to-45-Day Error Clock
11, a financial institution has 10 business days to investigate a disputed electronic transfer, or must provisionally credit the account and take up to 45 days, with the window stretching to 90 days for new accounts, point-of-sale debit disputes, and foreign-initiated transfers.
How S&P 500 Index Additions and Deletions Actually Work
There is no fixed date when stocks rotate into the S&P 500 — a committee decides case by case, and decades of research show the price bump that once followed an addition has largely disappeared.
What FDIC insurance covers, and what it doesn't
Federal deposit insurance protects the money in your bank accounts automatically, up to set limits per ownership category — here's exactly what's covered, what isn't, and how to check before a balance grows past the limit.
How do Ethereum rollups work, and why do they make transactions cheaper?
Rollups process transactions off Ethereum's main chain and post a compressed record back to it, inheriting Ethereum's security while cutting fees — but optimistic and zero-knowledge designs prove that record is honest in very different ways.
How many signals were tested before this one worked?
Multiple testing turns luck into apparent skill. What the correction procedures control, the hurdles the replication literature settled on, and what a corrected t-statistic still cannot tell you.
What Regulation E Requires Banks To Do After an Unauthorized Transfer
Federal rules cap most consumer liability at $50 and give financial institutions a 10-business-day clock to investigate, with narrow exceptions stretching to 45 or 90 days.
How Does SIPC Protect Investors When a Brokerage Fails?
SIPC replaces missing cash and securities up to set limits when a member brokerage collapses, but it never insures against a market decline.
How SEC Form 4 Filings Turn Insider Stock Trades Into Public Record
A two-business-day deadline makes Form 4 one of the fastest disclosures in securities law, but the 2022 overhaul of Rule 10b5-1 trading plans changed what the filings can actually tell a reader.
How Portfolio Rebalancing Works and Why It Matters
Rebalancing restores a portfolio to its original target mix after market movements shift it away from plan — a distinct step from allocation and diversification, with documented costs and trade-offs.
How Market, Limit, and Stop Orders Work on Crypto Exchanges
A breakdown of how market, limit, stop, and stop-limit orders execute on crypto exchanges, and the tradeoffs traders weigh between execution speed, price control, and risk.
How compound interest works in a savings account
Compounding frequency changes how fast your savings grow, but APY already does the math for you — here's how the two connect.
How Regulation II Caps Debit Interchange Fees at 21 Cents
The Federal Reserve's Regulation II limits what banks with $10 billion or more in assets can charge merchants per debit swipe, and the gap between covered and exempt issuers now runs to 28 cents a transaction.
What is a seed phrase, and how does it actually protect your wallet?
A seed phrase is a list of words that encodes the master key to every address in a crypto wallet. Here is what that word list is actually doing, based on the technical standard that defines it.
What replaced the guidance that has governed bank models since 2011?
Federal regulators rewrote model risk management guidance in April 2026, keeping the same validation core built around conceptual soundness and outcomes analysis while making the rules explicitly non-enforceable and leaving generative AI models outside their scope.
How Portfolio Rebalancing Works, and What It Actually Fixes
Rebalancing does not chase higher returns. It resets a portfolio to the risk level an investor originally chose, and the evidence shows most of its benefit comes from staying disciplined, not from trading often.
How Does a Company Actually Get Added to the S&P 500?
Entry turns on published numbers for size, float, liquidity and four straight quarters of GAAP profit, filtered through a committee that never previews its votes.
What Dollar-Cost Averaging Is and How It Works
A fixed-schedule investing method that spreads purchases over time changes the price points at which exposure is acquired, not the underlying risk of the asset itself.
How the GENIUS Act Regulates Payment Stablecoins: Reserves, Licensing and the 2027 Start Date
Public Law 119-27 caps reserve tenor at 93 days and puts monthly reserve figures under an outside examiner and officer certification. Treasury's August 2026 proposal is still deciding who is captured.
The VUGA Enterprises Newsroom aggregates headlines and short excerpts from the newspapers and magazines of the VUGA Enterprises Network. Every headline links to the full story on the publishing site. Part of the VUGA Network.